Pay Off Debt

How to pay off debt fast.

How to Use Sinking Funds (with examples!)

How to Use Sinking Funds (with examples!)

  Free  Sinking Fund Tracker Access the printable resource library and get my free budget planner delivered straight to your inbox! access the library! Thank you for subscribing! Sinking funds can be a little confusing at first, especially if you are new to budgeting. In […]

Debt Free Journey | August Update

Debt Free Journey | August Update

I can’t believe September is already here! Our oldest son started school in August, so it’s no surprise that the month flew by. The summer was so crazy with all of the lifestyle and money changes that we made, but they have proven to be […]

Dave Ramsey Baby Steps + (Free Printables)

Dave Ramsey Baby Steps + (Free Printables)

Are Dave Ramsey’s Baby Steps the Right Financial Plan for Large Debt? The Dave Ramsey plan is not for me. I make a large income. I can afford a car payment, a nice house, and I totally deserve those cute shoes I saw yesterday. These […]

How to Make an Affiliate Sale in 24 Hours

How to Make an Affiliate Sale in 24 Hours

Affiliate marketing is my favorite way to make money online. It’s the perfect side hustle to pay off debt fast, even if you work full time. Once you have everything set up, you can start making totally passive income. Related Post:  Side Hustle Ideas Who doesn’t […]

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s baby Step 1 is to save $1,000, for your starter emergency fund. When we first started baby step 1 of Dave Ramsey’s 7 baby steps, we kind of brushed over this important little step! We were much more concerned about tackling our debt […]

Debt Free Journey | July Update

Debt Free Journey | July Update

Welcome to our debt free journey! We have done some serious work to go from totally broke, to paying off 10K of debt in only six weeks! How were we able to do this?! We are working Dave Ramsey’s Baby Step Plan, and telling our […]

How to Calculate Debt to Income Ratio

How to Calculate Debt to Income Ratio

Do you know how to calculate debt to income ratio? You will usually need to know how to calculate debt to income ratio when you are applying for credit of any kind. This is especially important if you are ready to buy your first home. […]

Most Common Financial Mistakes (that keep you in DEBT)

Most Common Financial Mistakes (that keep you in DEBT)

Are you making any of these common financial mistakes? Debt is completely normal.  It’s become something that our culture accepts, and is even considered a “good thing” to build credit. However, debt is actually a thief.  Over time, having a lot of debt steals your […]

The Debt Snowball Method for Large Debt

The Debt Snowball Method for Large Debt

Ready to start the debt snowball method?  Make sure you grab your budgeting printables here.  There is a free printable debt snowball worksheet where you can list all of your debts in one place! But first…Make sure you follow our Debt Free Journey on YouTube! […]

How to Have a Successful Garage Sale

How to Have a Successful Garage Sale

We made a nice chunk of change at our recent garage sale! In fact, we made almost $2,000! A garage sale is a great way to fund your moving expenses, make extra cash fast, or save your first $1,000 for your starter emergency fund. My […]