Pay Off Debt

How to pay off debt fast.

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s baby Step 1 is to save $1,000, for your starter emergency fund. When we first started baby step 1 of Dave Ramsey’s 7 baby steps, we kind of brushed over this important little step! We were much more concerned about tackling our debt […]

Debt Free Journey | July Update

Debt Free Journey | July Update

Welcome to our debt free journey! We have done some serious work to go from totally broke, to paying off 10K of debt in only six weeks! How were we able to do this?! We are working Dave Ramsey’s Baby Step Plan, and telling our […]

How to Calculate Debt to Income Ratio

How to Calculate Debt to Income Ratio

Do you know how to calculate debt to income ratio? You will usually need to know how to calculate debt to income ratio when you are applying for credit of any kind. This is especially important if you are ready to buy your first home. […]

Most Common Financial Mistakes (that keep you in DEBT)

Most Common Financial Mistakes (that keep you in DEBT)

Are you making any of these common financial mistakes? Debt is completely normal.  It’s become something that our culture accepts, and is even considered a “good thing” to build credit. However, debt is actually a thief.  Over time, having a lot of debt steals your […]

The Debt Snowball Method for Large Debt

The Debt Snowball Method for Large Debt

Ready to start the debt snowball method?  Make sure you grab your budgeting printables here.  There is a free printable debt snowball worksheet where you can list all of your debts in one place! But first…Make sure you follow our Debt Free Journey on YouTube! […]

How to Have a Successful Garage Sale

How to Have a Successful Garage Sale

We made a nice chunk of change at our recent garage sale! In fact, we made almost $2,000! A garage sale is a great way to fund your moving expenses, make extra cash fast, or save your first $1,000 for your starter emergency fund. My […]

How to Cut Down Expenses on the Family Budget

How to Cut Down Expenses on the Family Budget

We have cut down over $8,000 OF EXPENSES OVER THE LAST SIX MONTHS! It’s almost unbelievable. What were we even doing?! Once we started cutting down little expenses, it became easier to find more ways to cut and save in the budget. Related: How to […]

How to Have a Debt Free Christmas

How to Have a Debt Free Christmas

Do you wish there was a sure fire way to celebrate a debt free Christmas each year? The holidays can be a struggle, even for the best savers. There is so much temptation, advertisements everywhere, and puppy dog eyes from the kids, making the word […]

Best Personal Finance Apps 2019

Best Personal Finance Apps 2019

Do you prefer a personal finance app over a paper and pen budgeting method? Then you might be looking for the best personal finance apps to help organize and manage your finances! Look no further, I have listed the best personal finance apps in every […]

How to Make Money Selling on Poshmark

How to Make Money Selling on Poshmark

Are you looking for a fun and profitable side hustle, and want to learn how to make money on Poshmark? Sign up for the Poshmark app here, and start selling today!  It’s super easy, and fun! In this blog post you will learn: The best tips […]