How to Budget

How to budget for beginners to save money and pay off debt.

How to do a No Spend Month Challenge

How to do a No Spend Month Challenge

  Printable  No Spend Month Calendar Access the printable resource library and get the free budget planner delivered straight to your inbox! access the library! You’ve successfully signed up! Check your email for details. Have you tried a no spend month? A no spend month […]

Best Personal Finance Books for Women

Best Personal Finance Books for Women

I spent so much time reading and studying for exams for the first quarter of my life, that I didn’t do a whole lot of reading for fun. Now that I’m a better with my time management, and see the importance of reading every day, […]

How to Set Financial Goals and Achieve Them in 2020

How to Set Financial Goals and Achieve Them in 2020

Do you have BIG financial goals?  I’m sure you do! You might be in major debt, and getting out fast is on your financial goal list this year. Maybe, you’re out of debt and want to save for a house, or start putting money away […]

Budget Categories You’re Probably Forgetting!

Budget Categories You’re Probably Forgetting!

It happens almost every month. Hubby and I have our budget meeting and we think every dollar is accounted for. Then, about half way through the month BAM…seven birthday party invitations from the kiddo’s daycare. Okay, maybe not actually seven, BUT it’s always something…am i […]

Budgeting for Married Couples: How to Have a Budget Meeting with Your Spouse

Budgeting for Married Couples: How to Have a Budget Meeting with Your Spouse

Do you have a monthly budget meeting with your spouse? If you’re anything like  me, it might have never even occurred to you! Up until recently, I handled all of the monthly budgeting, financial planning, and bill paying completely on my own. My husband trusted […]

How to do a Zero Based Budget (Examples + PDF)

How to do a Zero Based Budget (Examples + PDF)

Have you ever wondered how to make a zero based budget? If you’re ready to start budgeting and get your finances organized, a zero based budget is a great place to start! Zero based budgeting is the best way to make sure you are telling […]

How to Use Sinking Funds (with examples!)

How to Use Sinking Funds (with examples!)

  Free  Sinking Fund Tracker Access the printable resource library and get my free budget planner delivered straight to your inbox! access the library! Thank you for subscribing! Sinking funds can be a little confusing at first, especially if you are new to budgeting. In […]

Debt Free Journey | August Update

Debt Free Journey | August Update

I can’t believe September is already here! Our oldest son started school in August, so it’s no surprise that the month flew by. The summer was so crazy with all of the lifestyle and money changes that we made, but they have proven to be […]

Dave Ramsey Baby Steps + (Free Printables)

Dave Ramsey Baby Steps + (Free Printables)

Are Dave Ramsey’s Baby Steps the Right Financial Plan for Large Debt? The Dave Ramsey plan is not for me. I make a large income. I can afford a car payment, a nice house, and I totally deserve those cute shoes I saw yesterday. These […]

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s baby Step 1 is to save $1,000, for your starter emergency fund. When we first started baby step 1 of Dave Ramsey’s 7 baby steps, we kind of brushed over this important little step! We were much more concerned about tackling our debt […]