How to budget for beginners to save money and pay off debt.
Printable No Spend Month Calendar Access the printable resource library and get the free budget planner delivered straight to your inbox! access the library! You’ve successfully signed up! Check your email for details. Have you tried a no spend month? A no spend month […]
I spent so much time reading and studying for exams for the first quarter of my life, that I didn’t do a whole lot of reading for fun. Now that I’m a better with my time management, and see the importance of reading every day, […]
Do you have BIG financial goals? I’m sure you do! You might be in major debt, and getting out fast is on your financial goal list this year. Maybe, you’re out of debt and want to save for a house, or start putting money away […]
It happens almost every month. Hubby and I have our budget meeting and we think every dollar is accounted for. Then, about half way through the month BAM…seven birthday party invitations from the kiddo’s daycare. Okay, maybe not actually seven, BUT it’s always something…am i […]
Do you have a monthly budget meeting with your spouse? If you’re anything like me, it might have never even occurred to you! Up until recently, I handled all of the monthly budgeting, financial planning, and bill paying completely on my own. My husband trusted […]
Have you ever wondered how to make a zero based budget? If you’re ready to start budgeting and get your finances organized, a zero based budget is a great place to start! Zero based budgeting is the best way to make sure you are telling […]
Free Sinking Fund Tracker Access the printable resource library and get my free budget planner delivered straight to your inbox! access the library! Thank you for subscribing! Sinking funds can be a little confusing at first, especially if you are new to budgeting. In […]
I can’t believe September is already here! Our oldest son started school in August, so it’s no surprise that the month flew by. The summer was so crazy with all of the lifestyle and money changes that we made, but they have proven to be […]
Are Dave Ramsey’s Baby Steps the Right Financial Plan for Large Debt? The Dave Ramsey plan is not for me. I make a large income. I can afford a car payment, a nice house, and I totally deserve those cute shoes I saw yesterday. These […]
Dave Ramsey’s baby Step 1 is to save $1,000, for your starter emergency fund. When we first started baby step 1 of Dave Ramsey’s 7 baby steps, we kind of brushed over this important little step! We were much more concerned about tackling our debt […]